The research explores whether, and under what conditions, humanitarian cash can serve as an entry point to lasting financial inclusion — looking at user behaviour, provider incentives, and the digital and policy infrastructure that enable inclusive finance to flourish.
As cash and voucher assistance (CVA) becomes central to humanitarian response, CVA can intersect with innovative finance when linked to broader financial inclusion, digital infrastructure, and blended finance mechanisms.
A comprehensive report detailing the study’s insights and recommendations will be published soon.

